To add to my last comment since I don't seem to be able to post replies for some weird reason, to any comments. Since that happened, I've now thrown one in my deck to do the same thing, easily the most BS way I've lost a duel so far.
Only tour guide is the best deck with 3 tour guides and beat the cop from the underworld. The other decks are stupid and do not relate to reality. I was never able to unlock beat the cop from the underworld or tour guide character.
Dr. Gimmymoney is better than all those fake doctors on this page. I already gave him 7.100$ and I'm much happier now. I am completely broke and lost everything that I have owned but I am VERY FU CKING HAPPY!!!!!!!!!